Mercantile Motor / Insurance solutions
Motor and transport insurance for commercial operations.
Explore commercial motor, fleet, heavy vehicle, marine transit and mobile plant insurance information for Australian businesses.
01 / Insurance solutions
Review the covers that may apply to your fleet.
Insurance products are distinct and policy wordings differ. The cover available depends on underwriting, selected options, exclusions, limits, excesses and policy conditions.
02 / Choosing the structure
Different transport exposures can require different policies.
A transport insurance program is usually built around what the business owns, operates, carries and does for customers. Commercial motor, marine transit, logistics liability and plant insurance are separate products, even when they are reviewed together.
03 / Common questions
Commercial motor and transport insurance.
What is commercial motor insurance?
Commercial motor insurance is designed for eligible vehicles used in a business. Depending on the policy and selected cover, it can insure specified vehicle damage and motor-related liability, subject to limits, exclusions and conditions.
Does commercial motor insurance cover cargo?
Not automatically. Goods carried in vehicles may require separate marine transit or cargo insurance. Transport operators may also need to consider logistics liability depending on the services they perform.
Can several transport covers be reviewed together?
Yes. Reviewing motor, transit, logistics and plant exposures together can help identify where separate policies interact and where information needs to be clarified with insurers.
02 / Policy information
Get a review based on your operations.
We can help you compare available terms and understand the information insurers need for your business.